{"id":40,"date":"2023-12-20T04:00:00","date_gmt":"2023-12-20T10:00:00","guid":{"rendered":"https:\/\/www.mcbridebenefits.com\/blog\/?p=40"},"modified":"2024-01-04T12:16:39","modified_gmt":"2024-01-04T18:16:39","slug":"how-to-qualify-for-medicare-before-you-turn-65","status":"publish","type":"post","link":"https:\/\/www.mcbridebenefits.com\/blog\/how-to-qualify-for-medicare-before-you-turn-65\/","title":{"rendered":"How to Qualify for Medicare before You Turn 65"},"content":{"rendered":"<p>Did you know you could qualify for Medicare before you reach the age of 65?&nbsp;Various factors come into play when qualifying for government insurance coverage.&nbsp;If you become disabled and unable to work at a younger age, you could start getting Medicare benefits.&nbsp;Our insurance professionals at McBride Benefit Solutions, serving Florence, AL, could help you analyze your options when shopping for a Medicare plan.<\/p>\n<h2>You Must Have a Qualifying Disability<\/h2>\n<p>It&#8217;s not enough to have a basic injury to qualify for Medicare.&nbsp; If you become disabled, your condition must inhibit you from working again or performing everyday functions.&nbsp; Some common examples of serious disabilities that could qualify for early Medicare coverage are Parkinson&#8217;s Disease, Heart Disease, Amyotrophic lateral sclerosis (ALS), and Lupus Disease.&nbsp; If you become diagnosed with an illness that is expected to last at least a year at a young age, you may qualify for Medicare coverage.<\/p>\n<h3>You Must Already be Receiving Social Security Disability Benefits<\/h3>\n<p>When you become diagnosed with a disability, before you start getting Medicare benefits, you&#8217;ll likely start receiving a monthly benefit that replaces lost wages from not working regularly called Social Security Disability Benefits (SSDI).&nbsp; You must be getting SSDI benefits for 24 months before you can start getting Medicare.&nbsp; You&#8217;ll be automatically&nbsp;enrolled in Medicare Parts A &amp; B&nbsp;and start receiving insurance.&nbsp; However, if you&#8217;ve been diagnosed with ALS or end-stage renal disease (ESRD), you will start receiving Medicare soon after you get SSDI.<\/p>\n<h3>Enroll in a Local Program to Help You Understand your Options<\/h3>\n<p>If you&#8217;ve been&nbsp;struggling to understand Medicare and its benefits, there&#8217;s a local program in Alabama that can help you in that area.&nbsp; The Alabama State Health Insurance Assistance Program (SHIP) is composed of volunteers and counselors who are here for you to help you understand your Medicare options.&nbsp; They also could help you in figuring out if you qualify for early coverage.<\/p>\n<h3>Contact Us for More Medicare Information<\/h3>\n<p>While the SHIP program is great in assisting you to better understand the Medicare program, our insurance professionals could take it one step further in helping you decide on a plan.&nbsp; When you&#8217;re ready to take that step, contact our Florence, AL office at McBride Benefit Solutions today.&nbsp; &nbsp;&nbsp;&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know you could qualify for Medicare before you reach the age of 65?&nbsp;Various factors come into play when qualifying for government insurance coverage.&nbsp;If you become disabled and unable to work at a younger age, you could start getting Medicare benefits.&nbsp;Our insurance professionals at McBride Benefit Solutions, serving Florence, AL, could help you analyze [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[15,14],"class_list":["post-40","post","type-post","status-publish","format-standard","hentry","category-medicare","tag-florence-al","tag-mcbride-benefit-solutions"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.mcbridebenefits.com\/blog\/wp-json\/wp\/v2\/posts\/40","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mcbridebenefits.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mcbridebenefits.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mcbridebenefits.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mcbridebenefits.com\/blog\/wp-json\/wp\/v2\/comments?post=40"}],"version-history":[{"count":1,"href":"https:\/\/www.mcbridebenefits.com\/blog\/wp-json\/wp\/v2\/posts\/40\/revisions"}],"predecessor-version":[{"id":41,"href":"https:\/\/www.mcbridebenefits.com\/blog\/wp-json\/wp\/v2\/posts\/40\/revisions\/41"}],"wp:attachment":[{"href":"https:\/\/www.mcbridebenefits.com\/blog\/wp-json\/wp\/v2\/media?parent=40"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mcbridebenefits.com\/blog\/wp-json\/wp\/v2\/categories?post=40"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mcbridebenefits.com\/blog\/wp-json\/wp\/v2\/tags?post=40"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}