Although Medicare pays for a portion of your health care costs, certain services and costs are not covered. Medicare supplemental plans (sometimes referred to as Medigap) fill in the gaps where Medicare insurance alone does not cover your costs. The experienced McBride Benefit Solutions health insurance experts can answer your questions about out-of-pocket costs and Medicare Supplement premiums and ensure you are fully protected.
Consisting of two basic parts, Medicare Part "A" provides certain hospital services; while Part "B" refers to coverage for visits to a doctor's office as an outpatient and is subject to additional paid premiums. Gaps in the coverage within both Parts can result in thousands of dollars of extra medical expenses. McBride Benefit Solutions offers affordable Medicare Supplement Plans to cover the cost of medical expenses not paid by Medicare.
McBride Benefit Solutions offers Medicare Supplement Plans are recognized wherever basic Medicare is accepted. Medicare Supplement Plans allow you to choose your doctor or specialist (who accepts Medicare patients) and may also enable you to coordinate billing services with your basic Medicare plan to streamline processing and save time.
Other services are available with supplemental insurance.
Medicare does not normally cover dental and vision care therefore the Medicare Supplement will not cover them. Medicare does cover cataract surgery. McBride Benefit Solutions does offer plans to help with dental and vision not associated with Medicare.
Dental: Dental surgery and orthodontic care often become necessary as we age due to a number of factors. Whether you need dentures or just a regular cleaning, it is an important expense that should not be overlooked.
Vision: If you find that your eyesight is not what it used to be, then being able to see an ophthalmologist or optometrist is necessary for you to keep your quality of life.
Coverage while Traveling: Not all plans cover you in different areas or while you travel. If you are a mover and a shaker, then having this coverage is a nice option to have available.
With access to the best Medicare Supplement providers for those eligible in the Alabama area, McBride Benefit Solutions agents work hard to find you the best premium rates for the Medicare Supplement options of your choice, according to your budget. If you are already enrolled in Medicare Part A and Part B, call us for a complete list of Medicare Supplement services we offer for the Alabama area.