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McBride Benefit Solutions

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Florence, AL 35630

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Alabama Umbrella Insurance Coverage

Umbrella Insurance in Alabama

Sometimes, life hits us harder than we thought it would. It is in those times that we need umbrella insurance. Our experts are eager to start you off.

What exactly is umbrella insurance?

You can consider umbrella insurance to be an extra layer of protection that exists above the existing limits on the regular auto, home, and boat insurance policies. It provides coverage for property damage, injuries, some lawsuits, and sticky personal liability situations.

How does it work?

Umbrella Insurance helps you in two very important ways:

  • Provides coverage when your auto, homeowners, and boat insurance policies have run dry
  • It covers claims you might not find in other liability policies. This includes claims like slander, libel, false arrest, and more.

What does it cover?

Generally, umbrella insurance provides liability coverage for:

  • Property damage
  • Injuries
  • Personal liability situations
  • Certain lawsuits

Should I get umbrella insurance?

Umbrella insurance coverage pads over gaps in other types of policies. Contact us at McBride Benefit Solutions to get an umbrella insurance quote today. We're sure the prices are cheaper than you think. Plus, it may cover more than you think. Some examples of umbrella policy coverage include:

  • Bodily injury liability: One example is the cost of liability claims and medical bills because of injuries caused by an auto accident where you are at fault. Umbrella insurance also covers instances where your dog bites someone or a guest in your home hurts himself.
  • Property damage liability: It's for the cost of damage to someone else's stuff. Some examples include the cost of vehicle damage because of a car accident where you are at fault.

The advantages of umbrella insurance are plentiful. Want to learn more about what they are? Contact The Alabama umbrella insurance experts at McBride Benefit Solutions today.

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Partner Carriers

  • Aetna
  • Aflac
  • Beazley
  • Chubb
  • Cigna
  • Colonial Life
  • Dearborn
  • Foremost
  • Guardian
  • Hagerty
  • Liberty Mutual
  • Mutual of Omaha
  • National General
  • New Era Life
  • Openly
  • Orion 180
  • Principal
  • Progressive
  • SafeCo
  • State Auto
  • The Hartford
  • Travelers