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McBride Benefit Solutions

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Florence, AL 35630

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McBride Benefit Solutions Blog

Should I make a home inventory if I have renters insurance?

You may not think you need a home inventory if you don’t own your home. Unfortunately, it can be difficult to recover your losses if you aren’t really sure what was in your Florence, AL apartment. McBride Benefit Solutions can help you with the process of making a home inventory so that you are better protected in case anything ever happens.

The Importance Of Making a Home Inventory

It’s actually ideal to have a home inventory before you purchase home insurance. That way, you have a record of what you have and the value you need to insure. You don’t want to buy more home insurance than you need any more than you want to find out that you don’t have enough coverage.

Steps To Making a Home Inventory

  1. Take pictures and/or videos of your belongings. Take pictures of your serial numbers and write them down.
  2. Write down the value of your items. The actual value will depreciate, but you can use these numbers to get an idea of how much everything is worth.
  3. Keep your receipts, especially for big-ticket items. Take pictures of them.
  4. Store all this information off-site so that if anything happens to your apartment, the documentation will still be safe. 
  5. Keep your inventory up-to-date, such as when you get a new TV.

Home Inventory Apps

You may find it easier to do a home inventory with an app. Encircle is an app that even keeps track of the changing value of your items. Sortly allows you to put your belongings into categories. You can find other apps on your preferred platform.

We Are Here To Help

Protect your Florence, AL belongings by making sure that you have a detailed home inventory. If you need help, or if you would like to discuss your policy, please call McBride Benefit Solutions today.

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