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McBride Benefit Solutions

407 S Court Street
Florence, AL 35630

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McBride Benefit Solutions Blog

Beyond the Basics: How Umbrella Insurance Elevates Protection

When you buy insurance of any kind in Florence, AL, you assume that you’ve got all the protection that you need. While having a variety of policies does provide quite a bit of financial protection, umbrella insurance can offer even more peace of mind.

At McBride Benefit Solutions, we have agents who can talk to you about why umbrella insurance is such a critical option.

Umbrella Insurance Goes Above & Beyond

Depending on what you own and where you live in Florence, you may already have a few policies. This can include homeowner’s insurance, car insurance, and even specialty products like RV, boat, and more.

An umbrella policy allows you to extend the coverage of ALL of these policies – kind of like an umbrella offers protection on a rainy day.

Expect the Unexpected

One of the best ways to elevate your protection in Florence, AL, is to expect the unexpected. You do that by making sure that you have thought of every possibility – and remember that you never know what could happen.

While your insurance policies are built based on a few assumptions, the coverage may not be enough. If there is a significant accident or problem, your insurance may not cover as much as you had hoped – and that would mean you’re on the hook for the rest.

You don’t want one accident to bankrupt you, which is why umbrella policies are so important. They kick in when you’ve exhausted the coverage on your standard policy.

Consult With Us

When you’re ready to learn more about how to create an umbrella policy that goes beyond your standard policies, call us. One of our agents at McBride Benefit Solutions can work with you to create an individual policy that will offer you more protection and even more peace of mind.

Partner Carriers

  • Aetna
  • Aflac
  • Beazley
  • Chubb
  • Cigna
  • Colonial Life
  • Dearborn
  • Foremost
  • Guardian
  • Hagerty
  • Liberty Mutual
  • Mutual of Omaha
  • National General
  • New Era Life
  • Openly
  • Orion 180
  • Principal
  • Progressive
  • SafeCo
  • State Auto
  • The Hartford
  • Travelers