Category: RV Insurance

As we know at McBride Benefit Solutions in Florence, AL, an RV owner’s worst nightmare is entering their garage and finding that their prized RV is no longer there because it fell into the hands of thieves. When your RV has been stolen, there may be a million different thoughts running through your head. You might wonder if it’s your fault or if there was something you could have done differently to prevent the theft. You might also wonder if your home will be a target of another theft now that someone has stolen something that is so valuable to you. 

Can RV Insurance Help Replace a Stolen RV?

For many RV owners who have had their RV stolen, a chief concern is how they will afford to replace an RV. After all, RVs are not cheap. Even if you bought a used RV or got a good deal on it years ago, the costs associated with replacing an RV can be more than what your budget can cover. Thankfully, in this case, your RV insurance policy may be able to help. Although some RV insurance policies might have different coverage, terms, or limits than others, we can give you a general idea of what you can expect when you ask your insurance agent at our office whether your policy could potentially cover some or all of the costs of replacing a stolen RV.

When an RV has been stolen, your RV coverage could potentially cover all or some of the costs associated with replacement depending on the terms. There may be certain limits to your level of coverage. When you speak with an agent, they’ll walk you through this process.

For RV coverage, call McBride Benefit Solutions in Florence, AL today!

As a team of qualified professionals at McBride Benefit Solutions in Florence, AL, we hear certain questions about RV insurance more often than others. To help you decide if RV insurance is right for you, we’ve compiled some answers to our most frequently asked questions. Of course, our team is always here to answer more specific questions and discuss our policies in greater detail at our office in the area. For general answers to FAQs, keep reading the article below.

What does insurance on an RV cover?

While every policy has different terms, some general issues that RV insurance might cover fall into the categories of damage, liability, and theft. If your vehicle is harmed by certain qualifying natural disasters, vandalism, or a wreck, RV insurance may help you cover the costs associated with fixing the vehicle or replacing certain parts. If your RV is stolen, the RV insurance might cover the costs of replacing the RV up to a certain amount. Specifics of what an RV insurance policy covers will be detailed in your policy.  

Does RV insurance cover items inside the vehicle?

With some RV insurance policies, you may be able to cover valuables inside the vehicle if it’s stolen or damaged. Some have limits on the types of items covered. It all depends on the terms of your policy.

Is it a good idea to get RV insurance?

In our opinion, if you have an RV, it is best to get RV insurance. Even if you don’t intend for it to become damaged or stolen, there’s no way to predict the future. If you are covered today, you won’t have to worry about what tomorrow holds.

To learn about our RV insurance coverage, call our office at McBride Benefit Solutions in Florence, AL today!