There are various types of insurance to consider, each with its own benefits. One such type is renters’ insurance. While the state of Florence, AL, does not mandate renters’ insurance, the lease for your home, condo, or apartment may require it.
Should You Get Renters’ Insurance?
Obtaining renters’ insurance is an effective way to protect yourself financially in several ways. These include coverage for personal property, loss of use, personal liability, medical payments, and legal fees. A call to McBride Benefit Solutions can provide you with comprehensive information about the benefits of having renters’ insurance.
Personal Property
It’s essential to ensure that your personal belongings, including clothing, electronics, and furniture, are adequately protected. After all, they represent an investment.
Loss of Use
If an event occurs that prevents you from living in your home while it’s being repaired, a renters’ policy can help cover your living expenses.
Personal Liability
Renters’ insurance covers injuries to others visiting your home. Coverage can also include property damage to a neighbor’s home that originated in your home.
Medical Expenses
If someone is injured in your home, and you are found to be liable, your renters’ policy may cover the bills.
Legal Fees
If a lawsuit is filed against you for an incident covered by your renter’s insurance, the policy may cover any legal fees or settlement for which you may be responsible.
Get in Touch With Us Today
Secure your time living in Florence, AL, with renters’ insurance available through McBride Benefit Solutions. Reach out to us via a call or email. As our name suggests, we have the answers you need to help make this important decision.
