Retirement provides the time and freedom to pursue activities and passions that bring you joy. No more commitments, no more work deadlines, as you can relax and soak up the sun out west or play golf at your favorite course. But with such enjoyment comes the need for Medicare insurance. McBride Benefit Solutions, serving Florence, AL, understands the importance of Medicare insurance freedom for policyholders.
Flexibility in Choosing Physicians and Hospitals Nationwide
Medicare policyholders can visit a physician or hospital anywhere in the United States. The only requirement is that they accept Medicare insurance without network restrictions. The advantage of this provision is that retirees travel frequently throughout the country. If they suddenly become ill or are injured en route to their next destination, they will need immediate access to a medical specialist. The terms of Medicare do not require a referral from your general practitioner before being treated.
Bundling Medicare Benefits
Some Medicare policyholders may opt to bundle their hospital, medical, and prescription drug coverage into one plan. Bundling coverage might help to lower your monthly premium.
Vision and Dental Benefits Have an Added Cost
Unfortunately, extra benefits, such as vision, dental, fitness programs, and hearing aids, are not eligible to be part of a bundle. These are considered enhanced health and wellness care options that come with additional costs. Medicare insurance allows policyholders to select the type of healthcare coverage that matches their needs.
There are many factors to consider when selecting your Medicare insurance plan. The staff at McBride Benefit Solutions, serving Florence, AL and the surrounding areas, can help you with your selections. Their knowledge and experience working with Medicare can provide a coverage plan that meets your insurance needs. Call and schedule an appointment today.
