Tow-along campers are a convenient way to hit the road when you don’t need the space of an RV. They’re often more affordable and can easily be hitched to the back of a truck so you can hit the road. However, there are a few things you need to know about insurance before you embark on your next adventure. McBride Benefit Solutions is here to help you out.
Insurance Requirements
Tow-along campers generally aren’t required to have a separate insurance policy in Florence, AL, and don’t need RV insurance. Some lenders may require a separate insurance policy if you finance your camper, and you’ll need to maintain that until the camper is paid off.
RV Insurance For Campers
Although it’s not typically required by law, RV insurance for tow-along campers is still a great idea. Many auto insurance policies only cover the vehicle you’re driving, and may not cover your camper. Some insurance companies allow you to purchase coverage, but auto insurance usually isn’t the comprehensive coverage you need for a camper.
Campers often contain all of your personal belongings. RV insurance may provide contents coverage, which can help cover the cost of your belongings in the event of an accident. This may include coverage in the event of a natural disaster.
RV insurance policies are tailored to meet the needs of RV owners. They often include items like roadside assistance or lodging reimbursement as standard features because insurance companies know that your RV is more than just another vehicle – it’s your home.
Representatives at McBride Benefit Solutions understand that insurance can be a confusing topic. We’ll walk you through all your options to customize a policy that protects you while you’re on the road. We currently serve the Florence, AL area.
